Sight to Insight

Last week, a colleague in his late thirties came by at my desk and asked whether investing in properties can be taken as a mean of diversification of financial planning. My response is "it depends" as decisions on allocation of our money depends on our objective as well as our risk profile. In recent days in Singapore, the big "talk about" is on the returns on CPF (Central Provident Fund); which is a sort of forced savings for employees to manage their retirement. One does not need to know the details; other than whether the returns is good enough as one reaches the draw down age of 62, which will soon be 67. We do not need to dwell in the mechanics other than it is a financial planning tool for a source of income at a certain age. There are many financial planning portals and more than enough articles to keep you educated. What I want to write here is different because I will not concentrate on the mechanics, but rather on the attitude towards living a fruitful and