Sight to Insight

I am a late comer to investing in the stock market. I am not a big risk taker when it comes to growing my cash. Especially now that I am near retirement age, to err on the site of caution is better than having sleepness nights on your potential losses in the unforgiving equity market. In the decade that I was involved in managing my own fund, my investment in the Singapore Stock Exchange (SGX) has been very positive. I have good return on investment. There is no necessity to reveal number. What is a good return to me? I use the bank interest rate (fixed deposit) as the risk free return. The banks in the best of times have only given me 3.2% interest per annum. This is under the condition you deposit about $50k - $100k of cash. There are not that many people who have that kind of spare cash. When I first started thinking about investing, I have to do the investigating! I have scan knowledge of it. I was a novice, and I was already in my forties! Yes, before that I had put money in the M...